top of page

Terms and Conditions

Terms Of Purchase - Terms And Conditions ZI4Reel™, Champion Credit, Zi4Reel Enterprises and all subsidiaries or affiliated brands and Zi4Reel Companies (hereinafter referred to as “Zi4Reel”, CCL “We”, “Us” or “Our”) stand behind all of our products and your satisfaction is very important to us. Any and all purchases made from us (including all related website properties, sales over the phone, and live event on-site purchases) are covered by the following policies. General Offers/Coupons cannot be used in conjunction with each other unless otherwise stated. Coupons are only valid during the advertised promotion period. Prices are subject to change without notice. Gift Cards are non-refundable. Privacy Policy. Please review our Privacy Policy  here, which also governs your visit to our website and any purchases made on our website. No Guarantee of Results.   


We do not guarantee that you will achieve any specific health, personal relationships, financial or other results or earn any specific amount of income or reach any particular goal. The information provided is provided only on an informational basis and is only for your personal use. If you use such information, you do so at your own risk and are solely responsible for any decisions and actions that result from your decision to use of such information.  We will never provide relationship, legal, investment, professional, tax or financial advice. There is no assumption of responsibility for any errors or omissions that may appear in any program materials or written information.  Entrepreneurship and Forex investing involve risk and hard work. Always consult with your financial, tax, finance, legal and business professionals. “WallStreet Lion” is a reference to Zi4Reel Instagram Influencer and Entrepreneur “The Course and Softwares” does not guarantee any success.  Any testimonials showing our success or our students’ success are not to be interpreted as common, typical, or expected. Some testimonials are from students who now work as a Zi4Reel coach, trainer or student. It takes education, drive and hard work to reach your goals. Digital Download Products, 9/5 Replacement and Mentorship For Inner Circle Access or any other Digital Products Sold on this site.


There is no refund at all on any digital products. You will receive access to the training platform for the amount of time that was stated on the product description you purchased. If you have any problems accessing the digital content you have purchased please contact our Customer Support Department immediately at 786-381-7412 during the hours of 9 AM – 6 PM EST, Monday through Friday, so we can resolve the issue. Purchase of a 9/5 Replacement or E - Book training module does not grant rights to the buyer to share, reproduce or resell the product in any way. If you have subscribed to the individual month-to-month Signals Training Access program, to cancel your subscription please contact support at Please be advised, that the cancellation of the monthly subscription is effective in the month in which you have cancelled. There are no refunds regardless of usage of the product. All digital and downloadable product sales are final. We do not offer digital product refunds, once a download/digital access has been assigned to you there is nothing we can retrieve back. If you are attempting to cancel your automatic renewal of Signals group Please contact support.   Please be advised that any and all agreements for downloadable/digital products, 9/5 Replacement or the trading Software or digital products are NOT subject to cancellation, refund or store credit.  


We do not accept any verbal modifications of these Agreements and the “no refund and no cancellation”  policy stated in the Agreements is strictly adhered to. AFTER the full term of the agreement has expired, you may request to cancel the automatic renewal of the Agreement or your Agreement will be converted into a month-to-month Agreement. Any cancellations submitted prior to the full term of the agreement will only cancel the auto renewal and your monthly invoices will still be due and owing until the full value of the agreement has been paid in full.  ALL BUILD OUT FEES AND SET UP FEES ARE NONREFUNDABLE AS THEY ARE SERVICES RENDERED TO CREATE YOUR ACCOUNT. Agreements with a 90 day opt out clause do not include a refund on the initial investment. There is NO refund on digital products or build-out fees.  By signing the Agreement, you agree to all Terms of Use and this Terms of Purchase and Refund Policy. including that you agree to not DO A CHARGE BACK for any services rendered, or for digital products that have been delivered. You also agree and acknowledge that you are paying in monthly installments on your total contract value as a payment plan, not a recurring subscription fee.  


Cancelling or removing the credit card on file does not cancel your subscription and violates the terms of the agreement. If at anytime you have delinquent invoices past 90 days, or the account is paid delinquently for three consecutive payments, your account will be suspended, and you will still be liable for the full contract value through the term of the agreement. If you have any problems accessing the digital content you have purchased please contact our Customer Support Department immediately at 786-381-7412 during the hours of 9 AM – 6 PM EST, Monday through Friday, so we can resolve the issue. Digital product purchases do not grant rights to the buyer to share, reproduce or resell the product in any way. Zi4Reel Mentorship Program Please be advised that the Mentor Program runs on an eight (8) week schedule that begins and ends on a certain date that is determined by your start date. 


The Mentor calls are recorded and may be accessed during the eight (8) week period in which you are enrolled. Access to the recorded calls terminates at the end of your eight (8) week program.   There are no refunds for the program and no refunds or credit for any missed calls. No part of the program, including any gratis tickets, passes or invitations, are transferable to another person. It is incumbent upon the Mentee to dial in to the calls and follow the schedule. Please refer to the remaining Terms of Purchase and Refund Policy for our online community guidelines.     If you received this program gratis or as part of a bundled promotion, or if you received another product or service with the purchase of the Mentor Program, please be advised that gratis items do not have monetary value and are not transferable nor are they eligible for refunds or store credit.  The Mentor Program also includes a pass to all calls (1) which is held monthly. All Zi4Reel events are subject to availability and are limited to 125 participants so early registration is encouraged so that you may attend in your desired month.  


If the event is full, you may register for the following month's event. If you register for an event and you do not attend, you forfeit the gratis pass to attend. Once you've registered, there is no transferring your pass to another event at a later date nor is the pass transferable to another person. Selling the pass is prohibited and the Mentee's name on the pass must match the name as it appears on their government issued identification. 


Again, availability is on a first come, first served basis so ensure you reserve your spot early before you make travel plans. Costs for travel and accommodations are not included. By becoming a part of the Zi4Reel Mentor community, you agree to abide by our online community guidelines and you agree to all the terms and conditions of our refund policy, terms of service and privacy policy.  If you are dissatisfied with the Mentor program after your first call, please contact for a store credit.  If more than one day has passed you will not be entitled to a store credit.  


Please contact our Customer Support Department at 786-381-7412 during the hours of 9 AM – 6 PM EST, Monday through Friday or via email at if you have any questions or concerns. Payment Plans If a product or service is purchased utilizing a monthly payment plan the customer is responsible for 100% of agreed-upon payments equaling the original purchase price of the product. If any payments are not received, the entire purchase is void and the payments made up to that point are forfeited to and will not be refunded. Access to any digital product or platform will be removed. Any payment plans that include live events must be paid in full 60 days prior to the event date or your ticket will be forfeited, and you will receive a store credit in the amount paid up to 60 days of the date of the event.


COVID-19 and Live Events and Live Components to Programs  We follow all CDC Guidelines and all local, state, and federal governmental regulations in order to provide a safe environment for event attendees. We also take precautions, such as temperature screening, social distancing guides and However, this is not a guarantee or a promise of a virus-free environment. We will  follow the rules of the event venue which may have stricter masking policies we must follow in order to hold the event. If necessary, we may convert an event into a virtual experience. 


OFFERS, DEALS, PROMOTIONS, BONUS ITEMS AND GIFTS WITH PURCHASE Offers and discounts may not be combined. Bonus Guarantee on All Deals, Products and Services If at any time you purchase an item, ticket or digital product and in the future a bonus or free gift is offered under the same exact terms of purchase, we will guarantee you receipt of that bonus or free gift while supplies last or within 3 months of purchase. 


If the bonus or free gift item is a ticket or a ticket upgrade to a live event, fulfilling this guarantee will be  subject to availability  as certain ticket levels and events have limited seating and availability.  ONLY AVAILABLE WHILE SUPPLIES LAST. Returning Items from Deals that Included Gifts with Purchase and Bonus Items If you are returning an item or requesting a store credit on any item purchased with a bonus or free gift, you are required to return the bonus or free gift. If you chose to retain the bonus or free gift, your refund or store credit will be reduced for the value of the bonus and free gift at the time of your purchase. Purchases that Include Off Site Activities that Require a Waiver  


If you have purchased a product or program that includes a form of physical activity that is either on or off the premises of Zi4Reel Enterprises or its chosen venue,  then you shall assume all liability and shall release, defend, indemnify, and hold Zi4Reel Enterprises, its affiliates, and their respective employees, officers, directors, and agents (all as indemnified parties) free and harmless from and against all losses in connection herewith in respect of injury to or death howsoever arising and whether or not caused by the negligence (whether sole, joint, or concurrent, or active or passive) of the indemnified parties, except to the extent such loss is caused by the gross negligence or willful misconduct of an indemnified party. Purchase made using a Third Party Funding Company You hereby agree to indemnify and hold harmless CCL, and its subsidiaries and Clients, and their directors, officers, employees, agents, shareholders, partners, members, and other owners, against any and all claims, actions, demands, liabilities, losses, damages, judgments, settlements, costs, and expenses (including reasonable attorneys' fees) (any or all of the foregoing hereinafter referred to as "Losses") insofar as such Losses (or actions in respect thereof) arise out of the use of any third-party lender. You agree to perform your own due diligence and acknowledge that CCL  is not performing any financial services of any kind.  Purchases from an Affiliate Any purchase made through a third-party affiliate is subject to the affiliate’s terms and conditions. Any requests from refunds should be made directly to the affiliate from whom the product or service was purchased. Be sure to save your invoice and receipts from any affiliate purchase so that we may direct you to the proper party should an issue arise. Account Status If your account is in arrears or not in good standing for any reason, then any special offers, flash sales, deals, bonuses, gifts with purchase, coupons, discounts and incentives are not available for use. OFFERS, DEALS, PROMOTIONS, BONUS ITEMS AND GIFTS WITH PURCHASE FROM AFFILIATES, SPONSORS OR CO-VENTURERS From time-to-time, Zi4Reel™ and the Zi4ReelCompanies may host, co-host or co-venture with an affiliate, business associate or sponsor at an event or for a special promotion. As such, some of the items or deals may not be purchased from Zi4reel™ or any of the Zi4Reel Companies. If you purchased an item from an affiliate, business associate or sponsor you are subject to the terms of their purchase and we are not able to provide any exchanges or refunds. Please contact the affiliate, business associate or sponsor on your receipt from your purchase for their policy and instructions.


Any item purchased from an affiliate that is to be fulfilled by an affiliate will require the purchaser to communicate with the affiliate regarding any customer service or technical issues. We cannot guarantee or provide a refund or credit on items we do not fulfill. By purchasing any item, product or event from this website, you acknowledge and agree to be bound by the terms and conditions set forth in this Policy as well as the Terms of Use and Privacy Policy If you do not agree to these Policies, please do purchase anything, or enter into any transaction with us.  


Be sure to return to this Policy periodically to review the most current version of the Policy. We reserve the right at any time, at our sole discretion, to change or otherwise modify this Policy without prior notice; however, the date of any effective changes shall be reflected at the bottom of this page and upon request we will provide you with information regarding any changes made.  This policy was last updated on September 9, 2021.    


Zi4Reel Program/ Courses Trademarks. CCL owns all the trademarks and service marks associated with the Zi4Reel Program and also owns all rights and title to copyrights to the techniques and the instructions (“Works”) and CCL is the owner of processes, patentable or otherwise in the Products as a business method (“Methods”), CCL hereby grants Client a Limited Use License and the right to use the “Works” and “Methods” for the term of this Agreement and under the terms of this Agreement. Any training logos, trademarks, Works, or other custom content added by Client remains the property of Client. Purchase and Sale Agreement for Digital Assets. You understand that this is a contract to purchase digital assets and that the services rendered in conjunction with the purchase of the digital assets are not the subject of this Agreement. The full value of the contract is owed at the time the digital assets are delivered and/or the digital access is granted, and you agree to make all payments under the payment plan. Payment Plans.  Failure to make a payment on your Payment Plan will result in a material breach of this Agreement. Failure to make a scheduled payment will also result in the suspension of any access to any services and the full value of the contract will still be owed. If you are on a payment plan that exceeds the term and duration of this Agreement, you will still owe the remainder of the payments when services have been fully delivered. This is not an installment or subscription Agreement, rather, CCL is permitting payments toward the purchase of the digital assets and digital access which is delivered upon execution of this Agreement.  


You agree to pay the fees and cost of any collection efforts and/or Attorney’s fees if CCL pursues collection or legal action against for nonpayment. The payments are not installment payments for access to any training platforms, training forums, training calls, coaching calls, mentoring calls, or any live or virtual events; rather it is the cost of the digital assets being delivered to you. As we cannot retrieve digital assets back from you, there are no refunds, whether partial or full, under any circumstances. If you are in  arrears on a payment plan, then CCL reserves the right to deny access to any and all events, whether live or virtual, training sessions, coaching sessions, social media groups, and any gratis items or bonus items that were included with the Agreement shall not be delivered. Scope of Relationship. Both you and we agree that no joint venture, partnership, employment, or agency relationship exists between you and us as a result of this Agreement. Non-Transferable. No part of the program, including any gratis tickets, passes or invitations, are transferable to another person. It is incumbent on the purchaser to set up any coaching sessions and there is no refund for the virtual coaching sessions. If you are experiencing technical issues, you must email for assistance. Please be advised, that by submitting any videos or photographs within the Zi4Reel Program , you understand and agree that all photos and videos will become the property of CCL, Zi4Reel™,  and all affiliated companies and will not be returned. 


I hereby hold harmless, release, and forever discharge Zi4Reel™,  and all affiliated companies from all claims, demands, and causes of action which I, my heirs, representatives, executors, administrators, or any other persons acting on my behalf or on behalf of my estate have or may have by reason of this authorization. If my testimony is cut or not used, I agree that this was at the artistic discretion of CCL, Zi4reel™,  and all affiliated companies and or its affiliates and that I will not take legal action. I also agree that any claims will be Arbitrated through the American Arbitration Association and that jurisdiction for any all claims is Pompano Beach, Florida. I hereby RELEASE, WAIVE and FOREVER DISCHARGE any and all claims arising out of, or in connection with, such use by CCL, Zi4Reel™,  and all affiliated companies, including without limitation any and all claims for libel or invasion or privacy. I have read the above Release and am fully familiar with the contents thereof. This Release contains the entire agreement between the parties hereto and supersedes any other Agreement that may exist. Arbitration.  (a) Any dispute, question or difference arising between the parties to this Agreement in connection with this Agreement or otherwise in regard to the relationship of the parties hereto by virtue of the terms in this Agreement, including the construction and scope of this Agreement, that cannot be amicably resolved between them, shall be finally settled in accordance with Commercial Arbitration rules and regulations of the American Arbitration Association ("Association") then in effect by one or more arbitrators mutually selected by the parties from the commercial panel of the Association. The arbitrator(s) to be appointed shall be English speaking persons. 


The arbitrator(s) shall have the power to extend time for pronouncing the award with the consent of the parties.  Judgment upon an arbitration may be entered in any court having competent jurisdiction thereof, and shall be binding, final and non-appealable.  The arbitrator(s) shall have the power to award any and all remedies and relief whatsoever that is deemed appropriate under the circumstances, including, but not limited to, money damages and injunctive relief.   (b)This arbitration provision shall be deemed to be self-executing and shall remain in full force and effect after the expiration or termination of this Agreement.  In the event any party fails to appear at any arbitration proceeding, an award may be entered against such party by default or otherwise notwithstanding said failure to appear.  The parties hereby consent to arbitration to be held within the City of Miami, State of Florida, and irrevocably agree that all actions or proceedings relating to this Agreement shall take place in the City of Miami and waive any objections that they may have based on improper venue or forum non convenient. The arbitrator(s)' fees in connection with any such arbitration proceeding shall be shared equally among the parties hereto. Jurisdiction. Client agrees that this Agreement is governed by and shall be construed in accordance with the laws of the State of Florida, without reference to conflicts of laws principles. Each of the Parties irrevocably submits to the exclusive jurisdiction of the state and federal courts situated in the State of Florida for purposes of any suit, action or other proceeding arising out of this Agreement or any transaction contemplated hereby and agrees not to commence any action, suit or proceeding relating hereto except in such courts. 


Client also agrees that the parties shall attempt to mediate any disagreement before filing any lawsuit. Severability. If any provision of this Agreement is held to be invalid or unenforceable, that provision shall be eliminated or limited to the minimum extent necessary such that the intent of the parties is effectuated, and the remainder of this agreement shall have full force and effect. No Guarantee of Results. 


You acknowledge and agree that participation in the Program does not guarantee any specific health, personal relationship, financial or other results or earn any specific amount of income or reach any particular goal. The information provided as part of the Program is provided for educational purposes and for your personal use. You will use this information at your own risk and are solely responsible for any decisions and actions that result from use of such information. The Program does not provide personal, legal, investment or financial advice. There is no assumption of responsibility for any errors or omissions that may appear in any Program materials utilized under this Agreement. Participant Obligation. Participants are solely responsible for scheduling and attending any included events and workshops. Any Participant that attempts to solicit CCL customers or exhibits disruptive behavior will be ejected from the Program without notice and without a refund or any further obligation from CCL. Gratis Items and Included Events.Any items that are included with your Program, as well as any Gratis Items or Live Events, are subject to change due to availability or any intervening circumstance, such as capacity restrictions, travel restrictions or venue restrictions that affects CCL’s ability to deliver any items. Any unclaimed Gratis Items are deemed forfeited. Gratis Items are limited in quantity and CCL reserves the right to deny any participant in the program access to a live event or virtual event for any reason. If such a situation arises, CCL may or may not substitute the Gratis Item with an acceptable replacement.


If CCL does not or cannot provide a Gratis Item included with this Agreement, it does not constitute a material breach of this Agreement.  Any Live Event may be replaced with a virtual event. Gratis Items and any included Live Events are just bonuses to the Program are not material items to this Agreement and have no monetary value and are not available for store credit, exchange, or upgrade. CCL also reserves the right to replace speakers or coaches with acceptable replacements due to availability and scheduling. Force Majeure. CCL is not responsible for failure or delay of performance if caused by an act of war, hostility, or sabotage; act of God; electrical, internet, or telecommunication outage that is not caused by the obligated party; government restrictions; or other event outside the reasonable control of the obligated party. If any of our live events are postponed due to a temporary supervening event that arises without the fault of CCL, then any tickets purchased for that live event will automatically be rolled over for the next available date for that event. Supervening events are defined as Acts of God; government requests brought about for political reasons or not; changes of law, including deleted legislation and executive orders; strikes; industrial disputes; riots, rebellion, and war; local government closures due to weather; government closures due to widespread illness, pandemics and any other reason for the safety and health of the community at large.


If an event cannot be rescheduled as a live event within 90 days, the event shall be transformed into a virtual format. All tickets are non-refundable, and any ticket received as a gratis item has no monetary value. If COVID-19 or any related issues from the pandemic impacts the ability to deliver any live components to the Program, including any gratis tickets or workshops, CCl reserves the right to either deliver the live component via Video Conference or replace it with a comparable option. Any missed classes or sessions that are forfeited. CCL reserves the right to cancel, alter or modify any components of the Program due to necessity or participation. Binding. Client warrants and represents that by signing below, that he/she is the duly authorized agent with the capacity to bind Client to the terms of this contract. Any usage of the digital products constitutes ratification of this Agreement. Entire Agreement. 


This Agreement does not create an exclusive agreement between you and us. Both you and we will have the right to recommend similar products and services of third parties and to work with other parties in connection with the design, sale, installation, implementation and use of similar services and products of third parties. Confidentiality.  All confidential information, including, but not limited to, any business, technical, financial, and customer information, disclosed by one party to the other during negotiation or the effective term of this Agreement which is marked "Confidential," will remain the sole property of the disclosing party, and each party will keep in confidence and not use or disclose such proprietary information of the other party without express written permission of the disclosing party. Notices. The addresses designated below in this paragraph are the addresses by which Notices shall be sent regarding the Terms of this Contract, including, but not limited to, Licensor’s changes in the terms, service of process, address changes and updating contact information.

bottom of page